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Plan Highlights

Decreasing Death Benefit

  • Coverage is available in eight benefit levels: $100,000, $90,000, $80,000, $70,000, $60,000, $50,000, $40,000, or $30,000.
  • Premium rates are fixed and never change during the life of your policy. Your rate is based on your age at the time your coverage is approved.
  • You must be a U.S. citizen or a permanent resident living in the United States between ages 18 and 64 and reside in a state where the product is approved for sale. Coverage can continue until age 75.
  • Term of coverage is available from 10 to 30 years. However, coverage must end by age 75.
  • Guaranteed benefits reduce yearly according to the Decreasing Death Benefit schedule.
  • Additional plan information, schedules, and rates

Level Death Benefit

  • Coverage is available in five benefit levels: $150,000, $125,000, $100,000, $75,000, or $50,000.
  • Premium rates never change during the life of your policy. Your rate is based on your age at the time your coverage is approved.
  • You must be a U.S. citizen or a permanent resident living in the United States, and reside in a state where the product is approved for sale.
  • You must be between ages 18 and 65.
  • Level death benefit over the 20 Year Term of the policy, based on your age at issue. Coverage may be renewed beyond the initial 20 Year Term with the continued payment of increasing annual renewable term premium rates; however coverage must end by age 95.
  • Additional plan information, schedules, and rates

Questions? Need Help?

Call: (800) 648-8624
Monday through Friday, except holidays
8:30 a.m. to 5:00 p.m. CDT

Lightning Issue Term Life Insurance is underwritten by and administered by Fidelity Security Life Insurance Company (FSL), 3130 Broadway, Kansas City, MO 64111. Phone: (800) 648-8624.

Fidelity Security Life Insurance Company has been rated A– (Excellent), based on an analysis of financial position and operating performance by A.M. Best Company, an independent analyst of the insurance industry. For the latest rating, access www.ambest.com.

This website contains a brief description of some of the important features of the Term Life Insurance Plan and is not a contract. Complete terms and conditions are set forth in the Policy. Refer any questions to Fidelity Security Life Insurance Company.

Some provisons, benefits, exclusions or limitations listed herein may vary depending on your state of residence. This plan may not be available in all states.

Policy Nos: TL-40 and TL-145
Policy Forms: M-1025, M-1067, and ICC16-M-1067

©2019 Fidelity Security Life Insurance Company. All Rights Reserved.
Trademarks are the property of their respective owners.